/* First Bell Holiday - Global Stylesheet */
* { margin: 0; padding: 0; box-sizing: border-box; }
body {
  font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
  line-height: 1.6;
  color: #2c3e50;
  background: #f8f9fb;
}
a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }

/* ===== TOP HEADER BAR ===== */
.top-bar {
  background: #0a2540;
  color: #fff;
  padding: 8px 0;
  font-size: 14px;
}
.top-bar-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
}
.top-bar a { color: #ffd166; font-weight: 600; }
.header-tfn {
  background: #ff6b35;
  padding: 6px 16px;
  border-radius: 24px;
  color: #fff !important;
  font-weight: 700;
  letter-spacing: 0.3px;
}
.header-tfn:hover { background: #e55a2b; }

/* ===== MAIN NAVIGATION ===== */
.navbar {
  background: #fff;
  box-shadow: 0 2px 8px rgba(0,0,0,0.06);
  position: sticky;
  top: 0;
  z-index: 100;
}
.nav-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 16px 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
}
.logo {
  font-size: 22px;
  font-weight: 800;
  color: #0a2540;
}
.logo span { color: #ff6b35; }
.nav-links {
  display: flex;
  gap: 22px;
  list-style: none;
  flex-wrap: wrap;
}
.nav-links a {
  color: #2c3e50;
  font-weight: 500;
  font-size: 15px;
  transition: color 0.2s;
}
.nav-links a:hover { color: #ff6b35; }
.nav-cta {
  background: #0a2540;
  color: #fff !important;
  padding: 10px 20px;
  border-radius: 6px;
  font-weight: 600;
}
.nav-cta:hover { background: #163d6a; }

/* ===== HERO ===== */
.hero {
  background: linear-gradient(135deg, #0a2540 0%, #1d4e89 100%);
  color: #fff;
  padding: 80px 20px 100px;
  text-align: center;
}
.hero h1 {
  font-size: 44px;
  margin-bottom: 16px;
  font-weight: 800;
  max-width: 900px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.2;
}
.hero p {
  font-size: 19px;
  max-width: 760px;
  margin: 0 auto 32px;
  opacity: 0.95;
}
.hero-cta {
  display: inline-flex;
  gap: 14px;
  flex-wrap: wrap;
  justify-content: center;
}
.btn-primary {
  background: #ff6b35;
  color: #fff;
  padding: 14px 28px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 16px;
  display: inline-block;
  transition: background 0.2s;
}
.btn-primary:hover { background: #e55a2b; }
.btn-outline {
  background: transparent;
  color: #fff;
  padding: 14px 28px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 16px;
  border: 2px solid #fff;
  display: inline-block;
  transition: all 0.2s;
}
.btn-outline:hover { background: #fff; color: #0a2540; }

/* ===== SEARCH WIDGET ===== */
.search-widget {
  max-width: 1100px;
  margin: -60px auto 60px;
  background: #fff;
  border-radius: 12px;
  padding: 28px;
  box-shadow: 0 10px 40px rgba(0,0,0,0.12);
}
.search-widget h3 {
  margin-bottom: 18px;
  color: #0a2540;
  font-size: 20px;
}
.search-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}
.search-grid label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: #555;
  margin-bottom: 6px;
}
.search-grid input, .search-grid select {
  width: 100%;
  padding: 12px;
  border: 1px solid #d1d9e6;
  border-radius: 6px;
  font-size: 15px;
}
.search-btn-row {
  margin-top: 18px;
  text-align: center;
}
.search-btn {
  background: #ff6b35;
  color: #fff;
  border: none;
  padding: 14px 40px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 16px;
  cursor: pointer;
}
.search-btn:hover { background: #e55a2b; }

/* ===== SECTIONS ===== */
section {
  padding: 60px 20px;
}
.container {
  max-width: 1200px;
  margin: 0 auto;
}
.section-title {
  text-align: center;
  font-size: 32px;
  color: #0a2540;
  margin-bottom: 14px;
  font-weight: 800;
}
.section-sub {
  text-align: center;
  color: #5a6877;
  max-width: 760px;
  margin: 0 auto 40px;
  font-size: 17px;
}

/* ===== FEATURE GRID ===== */
.features {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.feature-card {
  background: #fff;
  padding: 28px 22px;
  border-radius: 10px;
  box-shadow: 0 2px 12px rgba(0,0,0,0.06);
  text-align: center;
  transition: transform 0.2s;
}
.feature-card:hover { transform: translateY(-4px); }
.feature-icon {
  font-size: 36px;
  margin-bottom: 14px;
}
.feature-card h3 {
  color: #0a2540;
  font-size: 18px;
  margin-bottom: 8px;
}
.feature-card p {
  color: #5a6877;
  font-size: 14px;
}

/* ===== SERVICES GRID ===== */
.services-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}
.service-card {
  background: #fff;
  padding: 32px;
  border-radius: 12px;
  box-shadow: 0 2px 12px rgba(0,0,0,0.06);
  border-left: 4px solid #ff6b35;
}
.service-card h3 {
  color: #0a2540;
  margin-bottom: 10px;
  font-size: 22px;
}
.service-card p {
  color: #5a6877;
  margin-bottom: 14px;
}
.service-card a {
  color: #ff6b35;
  font-weight: 600;
}

/* ===== KEYWORDS SECTION ===== */
.keywords-section {
  background: #fff;
}
.keywords-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 26px;
  margin-top: 30px;
}
.keyword-block h3 {
  color: #0a2540;
  margin-bottom: 10px;
  font-size: 20px;
}
.keyword-block p {
  color: #4a5867;
  font-size: 15.5px;
  line-height: 1.75;
}

/* ===== CTA BANNER ===== */
.cta-banner {
  background: linear-gradient(135deg, #ff6b35 0%, #e55a2b 100%);
  color: #fff;
  text-align: center;
  padding: 60px 20px;
}
.cta-banner h2 {
  font-size: 30px;
  margin-bottom: 12px;
}
.cta-banner p {
  font-size: 18px;
  margin-bottom: 24px;
  opacity: 0.95;
}
.cta-phone {
  background: #fff;
  color: #0a2540 !important;
  padding: 16px 36px;
  border-radius: 8px;
  font-weight: 800;
  font-size: 22px;
  display: inline-block;
}

/* ===== PAGE HEADER (for inner pages) ===== */
.page-header {
  background: linear-gradient(135deg, #0a2540 0%, #1d4e89 100%);
  color: #fff;
  padding: 60px 20px;
  text-align: center;
}
.page-header h1 {
  font-size: 38px;
  margin-bottom: 10px;
}
.page-header p {
  opacity: 0.9;
  font-size: 17px;
}
.breadcrumb {
  margin-top: 12px;
  font-size: 14px;
  opacity: 0.85;
}
.breadcrumb a { color: #ffd166; }

/* ===== CONTENT PAGE ===== */
.content-page {
  max-width: 950px;
  margin: 0 auto;
  background: #fff;
  padding: 50px;
  border-radius: 12px;
  box-shadow: 0 4px 20px rgba(0,0,0,0.05);
}
.content-page h2 {
  color: #0a2540;
  margin: 30px 0 14px;
  font-size: 24px;
}
.content-page h3 {
  color: #1d4e89;
  margin: 24px 0 10px;
  font-size: 19px;
}
.content-page p {
  margin-bottom: 14px;
  color: #3b4856;
}
.content-page ul, .content-page ol {
  margin: 12px 0 18px 30px;
  color: #3b4856;
}
.content-page li {
  margin-bottom: 8px;
}
.content-page .last-updated {
  background: #f0f4f8;
  padding: 12px 18px;
  border-radius: 6px;
  font-size: 14px;
  color: #5a6877;
  margin-bottom: 24px;
}
.callout {
  background: #fff4e6;
  border-left: 4px solid #ff6b35;
  padding: 16px 20px;
  border-radius: 6px;
  margin: 20px 0;
  color: #3b4856;
}

/* ===== CONTACT PAGE ===== */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 36px;
  max-width: 1100px;
  margin: 0 auto;
}
.contact-info, .contact-form {
  background: #fff;
  padding: 36px;
  border-radius: 12px;
  box-shadow: 0 4px 20px rgba(0,0,0,0.05);
}
.contact-info h2, .contact-form h2 {
  color: #0a2540;
  margin-bottom: 18px;
}
.contact-item {
  display: flex;
  gap: 14px;
  margin-bottom: 18px;
  align-items: flex-start;
}
.contact-icon {
  background: #fff4e6;
  color: #ff6b35;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  flex-shrink: 0;
}
.contact-item h4 {
  color: #0a2540;
  margin-bottom: 4px;
  font-size: 16px;
}
.contact-item p { color: #5a6877; font-size: 15px; }
.contact-form label {
  display: block;
  font-weight: 600;
  font-size: 14px;
  margin-bottom: 6px;
  color: #2c3e50;
}
.contact-form input, .contact-form textarea, .contact-form select {
  width: 100%;
  padding: 12px;
  border: 1px solid #d1d9e6;
  border-radius: 6px;
  font-size: 15px;
  margin-bottom: 16px;
  font-family: inherit;
}
.contact-form textarea { min-height: 120px; resize: vertical; }
.contact-form button {
  background: #ff6b35;
  color: #fff;
  border: none;
  padding: 14px 30px;
  border-radius: 8px;
  font-weight: 700;
  cursor: pointer;
  font-size: 16px;
}

/* ===== FOOTER ===== */
.footer {
  background: #0a2540;
  color: #cfd8e3;
  padding: 50px 20px 20px;
}
.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 36px;
  margin-bottom: 36px;
}
.footer h4 {
  color: #fff;
  margin-bottom: 14px;
  font-size: 16px;
}
.footer ul { list-style: none; }
.footer ul li { margin-bottom: 8px; }
.footer ul li a {
  color: #cfd8e3;
  font-size: 14px;
  transition: color 0.2s;
}
.footer ul li a:hover { color: #ffd166; }
.footer-brand p {
  font-size: 14px;
  margin-bottom: 12px;
}
.footer-tfn {
  display: block;
  background: #ff6b35;
  color: #fff;
  padding: 10px 16px;
  border-radius: 6px;
  font-weight: 700;
  margin: 8px 0;
  text-align: center;
}
.footer-disclaimer {
  border-top: 1px solid #1d4e89;
  padding-top: 20px;
  max-width: 1200px;
  margin: 0 auto;
  font-size: 12.5px;
  line-height: 1.65;
  color: #a8b6c5;
}
.footer-disclaimer strong { color: #fff; }
.footer-bottom {
  text-align: center;
  padding-top: 18px;
  margin-top: 18px;
  border-top: 1px solid #1d4e89;
  font-size: 13px;
  color: #8a99ad;
  max-width: 1200px;
  margin-left: auto;
  margin-right: auto;
}

/* ===== RESPONSIVE ===== */
@media (max-width: 900px) {
  .features, .services-grid, .keywords-grid, .contact-grid, .footer-inner, .search-grid {
    grid-template-columns: 1fr;
  }
  .hero h1 { font-size: 32px; }
  .hero p { font-size: 17px; }
  .content-page { padding: 28px; }
  .nav-links { gap: 12px; font-size: 14px; }
  .top-bar-inner { flex-direction: column; text-align: center; }
}